Build Financial Intelligence
with AI-Powered Money Tools
A hub of free and paid tools to analyse your financial statements, grow your income, and level up your financial literacy — designed for Nigerian realities.
Free core tools • Pro tools for deeper analysis • No card required
A growing hub of tools to master your money
Free essentials to get clarity. Pro tools for deeper analysis and income strategy.
Budgeting Tool
Set monthly and weekly limits across Nigerian categories — food, transport, data, fuel, rent — with smart alerts before you overspend. Free.
Statement Analyser
Upload bank or card statements and get AI insights on spending leaks, fees, and recurring drains. Free.
Income Generation Planner
Map active and passive income streams, find gaps, and plan side income with realistic Naira targets.
Cashflow & Net Worth Tools
Track inflows, outflows, debt ratios and net worth over time — with health scores you can actually act on.
AI Financial Advisor
Ask anything about your finances and get plain-English advice tuned for Nigerian context. Pro.
Financial Literacy Hub
Short lessons on investing, debt, taxes and money psychology — built for everyday Nigerian decisions.
Private & Secure
Bank-grade encryption. Your statements and data stay yours, always.
A finance toolkit, not just a tracker.
Finthriva brings together the tools Nigerians actually need — statement analysis, income planning, cashflow diagnostics, and bite-sized lessons — in one connected hub. Start with the free essentials, unlock Pro tools when you're ready for deeper analysis.
- AI-powered analysis of bank and card statements
- Plans to grow and diversify your income
- Plain-English insights tuned for Nigerian context
- Literacy lessons that translate into real decisions
Trusted by financially intentional Nigerians
"I finally see where my money goes each month — and I'm saving twice as fast."
"The AI advisor explained black tax better than any blog ever did."
"Tracking data, fuel and family support in one place is everything."
Questions, answered
Is Finthriva free?+
Yes — core budgeting, savings, and AI insights are free during early access.
Will my bank connect automatically?+
Bank linking is on the roadmap. For now you can log transactions manually or import statements.
How is my data protected?+
All data is encrypted in transit and at rest, and you control what you share.
Do you support Naira?+
Yes — Naira is our default currency, and every category is built around Nigerian spending patterns.
Get smarter with your money — starting today
Free core tools. Pro tools when you need deeper analysis. No card required.
Create free accountYour money data, locked down
These are controls that are live in the product today — not marketing promises.
Encrypted in transit & at rest
Every request runs over TLS and all records are stored on encrypted managed Postgres.
Row-level data isolation
Database policies scope every row to your account — no other member can read your records.
No card details stored
Card payments are handled by Paystack. Finthriva never sees or stores your card number.
Signed webhooks only
Payment and banking callbacks are rejected unless the cryptographic signature matches.
Authenticated AI calls
AI tools run server-side behind your session with per-plan usage limits — never from the browser.
You control what you share
Statement uploads and AI analyses are tied to your account and can be deleted at any time.